Buyers
Buyer’s Basics 
Buyers … Even before you begin looking for a home, the home buying process requires diligent preparation. Buyers who have been pre-approved for a home loan have a great advantage. With advanced, organized preparation, you can tackle the process of acquiring the financing you need with confidence. Get the loan that’s right for you – which is the mortgage with the lowest cost and best terms that fit your buyers budget.
REALTORS® routinely suggest that you start the mortgage process well before viewing homes. Lenders and programs are available through recommendations from your local REALTOR®. By interviewing with lenders online, by phone, or in person, reviewing all your loan options, you will be able to arm yourself with every tool Buyers need to succeed. There are many different homes for sale – from foreclosures to short sales and your Realtor will be with you to keep you informed.
Here are some steps that will give you a broad over view of the process:
- Choose a Realtor
- Choose a Lender
- Get Lender Loan Approval
- View available homes in your price range
- Choose a home
- Make an offer
- Choose a home inspector
- Choose an insurance company for insurance needs
- Prepare to supplement your documents with your Lender
- Purchase a home warranty
- Contact utilities companies 24 hours prior to closing to establish an account
- Close on your home
Buyers Helpful links
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Colorado Market Reports
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Colorado Department of Education
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Recommended Resources
Lenders
Inspectors
Buyers – Home Warranty
